How to Pay at IAA

    We know our customers need convenient options to pay for their vehicles. Now IAA offers several ways for buyers to make payments. After the vehicle is awarded, payments are due by 4:30 p.m. local branch time on the payment due date. For U.S. domestic buyers, the payment due date is two business days after the vehicle is awarded. For non-U.S. foreign buyers, the payment due date is four business days after the vehicle is awarded. Following are the various payment options available:


    Payment Options Pay In-Person Pay Online at IAAI.com Pay on IAA Buyer App Daily Limit Available for IAA Account Type
    I-Pay   ✔ ✔ $2,500 Domestic
    Licensed
    Business
    Accounts Only
    Credit/Debit Cards ✔ ✔   $2,500 All accounts
    Cash ✔     $500 All accounts
    Cash Equivalent
    • Money Orders
    • Cashier’s Checks
    • Certified Checks
    • Traveler’s Checks     		✔     No Limit All accounts
    Wire Transfer   via Email   No Limit All accounts
    Financing ✔ ✔ ✔ No Limit Domestic
    Dealers Only
    IAA Credit   via Email   No Limit All accounts

    *See below for more details

    I-Pay®

    I-Pay® is an electronic check writing/ACH payment option that automatically transfers funds from your U.S. bank account to IAA. Customers with a Licensed Business account and a U.S. bank account can utilize this feature with a maximum daily limit of up to $2,500 to pay for purchases quickly, securely, and with no additional fees.

    Features & Benefits

    • Transfer funds instantly to IAA directly from your U.S. bank account with a single click.
    • Eliminate additional fees including those required for wire transfers and money orders.
    • Make payments online at IAAI.com and the IAA Buyer App.

    To add the secure digital I-Pay payment option to your account:

    • Log in to IAAI.com and go to My Auction Center.
    • On the ‘Profile’ tab, select Payment Methods.
    • Select Sign-up for I-Pay.
    • Enter the required information.
    • Select Sign Up.

    Credit/Debit Cards

    Use your credit/debit card for payment through IAA’s secure online system with a maximum daily processing limit of up to $2,500. All major credit cards are accepted, except American Express. U.S. domestic buyers with a licensed business account may request a daily maximum increase pending Customer Support approval.

    Features and Benefits

    • Secure transaction system allows you to pay with confidence.
    • Set-up a maximum of 3 credit/debit cards by the Account Owner (daily max $2,500).
    • Payments can be made online at IAAI.com and at an IAA Branch.


      • To add a credit card payment option to your account:

    • Log in to IAAI.com and go to My Auction Center.

    • On the Profile tab, select Payment Methods and then select Add a Card.

    Cash/Cash Equivalent

    This includes currency, money orders, cashier’s checks, certified checks and traveler’s checks. Payment for vehicles may be made with cash, and a daily limit of $500 per day, per branch. Cash equivalent payments can be made up to any amount per day per branch. Change cannot be provided at any branch. Buyers must provide a valid government-issued photo ID for these cash/cash equivalent payments. Please familiarize yourself and your agents with our IAA’s Cash Payment Policy.

    Features and Benefits

    • Payments can be made at one of our branch locations, providing a convenient and fast way to pay for your purchases.
    • Pick-up vehicles immediately when payment is made at an IAA Branch.

    Find a branch

    Wire Transfer

    Wire transfers are a secure and reliable way to pay for vehicles from nearly anywhere in the world. Learn more about this quick and easy method in the Useful Documents and Forms section when you log in to My Auction Center on IAAI.com.

    Features and Benefits

    • Payments have no daily or branch limits/maximums.
    • Online payments can be made quickly and securely.


    To use Wire Transfer as a payment option:

    • Invoices can be printed during the check out process.
    • Invoices can be used at your bank to order a wire transfer.
    • Log in to your IAA account to view the Wire Transfer Notification and Payment Instructions.
    • Instructions are located towards the bottom of our Useful Documents and Forms page.
    • Download the Wire Transfer form (include Stock and Buyer numbers).
    • Email this to buyerpayment@iaai.com

    Financing

    If you are a U.S. based dealer with a finance company account such as AFC, you can pay for vehicles with your line of credit.

    Features and Benefits

    • Payments can be made with your financing line of credit and quickly pay for your vehicles, fees or transportation costs.
    • Payments can be made online at IAAI.com and the IAA Buyer App.

      • To use AFC financing as a payment option: 

    • To link your AFC line of credit to your IAA account, contact IAA Customer Support.
    • Once approved by IAA, your AFC account will be linked to your IAA account.
    • With this in place, you’ll select the vehicles you want to add to your AFC floor plan, then click Proceed to Checkout.
    • You then select the payment method by clicking Financing (AFC), followed by the Continue button.

    See financing options

    Available IAA Credit

    IAA Account Credit is available funds that have been credited to your account.

    Features and Benefits

             
    • Payments can be made with your IAA account credit to quickly pay for inventory, fees or transportation costs.
    • Account balance is available online at IAAI.com.

      • To use available IAA Credit as a payment option: 

    • Log in to My Auction Center to view available credit directly from your dashboard

    • Send an email request to cservice@iaai.com.
    • Send the email must come from the account owner’s email address on file.
    • Include instructions on how to apply any available funds in the email.